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Property Insurance

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Strength and Stability for Your Home.

Your home is your shelter and is a dependable sanctuary which keeps you and your family safe. You and your family create memories in your home. Many homes represent the most significant financial and emotional investment an individual or family will ever make in their life. When you have the right Property Insurance plan, protect your investment and your personal belongings in your home; no matter what life throws your way.


Platinum Insurance Group works with you to find Home Insurance, which ensures your home is taken care of adequately. We work with you as a team to make sure that your policy fits your needs. We offer Property Insurance, which ensures your home from the following types of damage:


  • Fire and Lightning
  • Collisions from Vehicles or Aircraft
  • Hail
  • Sewer/Drain Backup
  • Windstorm
  • Vandalism
  • Volcanic Eruption
  • Smoke
  • Freezing Conditions or Snow


Property Insurance Options to Consider

Talk with a representative from Platinum Insurance Group to choose the best additional coverage types which will safeguard your home. It’s vital to work with a specialist who can help you find the right policy.


Options we provide such as Personal Property Insurance and Flood or Earthquake Insurance may not fall under a standard Homeowners policy. Personal Property can pay the actual cash value (ACV) or replacement cost of personal content items or articles like furniture, appliances, and clothing when a theft or damage occurs.


Other items which you can include while building to protect your future home is Builder’s Risk. While your home is being built or reconstructed, this can provide much-needed insurance for damage to pertinent/detached structures.


Another vital feature to consider in your Homeowners policy is Dwelling Replacement Coverage. Fires or other accidents may leave your home a “total loss.” At this point, you need coverage providing for the cost of replacing your home at its current value and the ability to rebuild to code.


With so many features of Home Insurance to choose from, additional coverage can vary greatly depending on your policy needs. For this reason, it’s important to discuss your insurance options with Platinum Insurance Group before making a decision.

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