Make Sure To Keep Your Way of Life Protected.
There may be many personal reasons why you chose to make your living on the farm. Namely, the independence and freedom with owning your own business to knowing the value of a hard day’s work maybe just a few reasons you love your way of life.
Therefore, we at Platinum Insurance Group want to see your business succeed. Furthermore, your farm or ranch provides a valuable service to the community. Our team wants to return the favor by offering you the best comprehensive protection you deserve.
A Farm Owners policy from Platinum Insurance Group is an all-inclusive and customizable insurance solution. In particular, our policies can secure your land, property, and finances against several inevitable situations which can disrupt your farm. Our basic package includes property coverage for your dwelling, personal property, and other structures. Also, our insurance covers the necessary peace of mind that comes with comprehensive liability coverage.
Dwelling
For most people, a farm is more than a place to work – it’s also where you lay your head after a long day. Under the dwelling portion of your Farm Owners policy, Platinum Insurance Group will help pay for damages to your home and any attached structures for all accidents and perils included in your policy.
Personal Property
Your Farm Owners policy also covers losses that may arise due to the damage or theft of personal belongings such as clothing, electronics, or home appliances. In addition, many items you use in daily farm operations such as machinery, automobiles, and animals are not eligible for coverage under the personal property section of your insurance. In this case, you will need to add protection for these items.
Liability
Liability protection from Platinum Insurance Group can pay for any legal fees, medical expenses, and other losses that you may be held liable. Thereby resulting from covered injuries or damage to other people’s property. Further coverage options, including employee injury liability, are available as an additional option.